Enabling parametric insurance solutions for payments
Shield enables insurance solutions to be designed, priced, and managed at transaction level. By using live payment and settlement data, Shield supports parametric insurance models that align coverage to real exposure — allowing insurers, issuers, and acquirers to cover specific risks using predetermined, objective data.
Design and manage insurance coverage at the level of individual transactions.
Align coverage, cost, and exposure in real time — pay only for what’s used.
Support insurance use cases across deferred delivery, VCCs, and complex settlement flows.
Transaction-level foundation
Consumes issuance, authorisation, settlement, repayment, and chargeback data in real time to create a complete transaction view.
Dynamic exposure and coverage modelling
Continuously tracks insured exposure and applies predefined, data-driven coverage logic across multiple risk types.
Why choose Shield
Turn real-time payment data into objective, data-driven coverage triggers.
Move beyond aggregated risk models
Replace portfolio-level assumptions with transaction-specific risk insight.
Create new insurance use cases
Enable insurance products that weren’t viable with static or delayed data.
Remove ambiguity from coverage
Move from interpretive coverage determination to objective, data-driven triggers
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Turning risk exposure into growth:
real stories from our customers
Zero losses: An Acquirer’s Strategy During an Airline Collapse
Acquirers are often faced with the challenge of balancing risk and growth, particularly when working with merchants where payment is received before service delivery such as travel. If the merchant becomes insolvent before the service is delivered, the acquirer becomes fully liable for the chargebacks to the cardholders.
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